Tired of being treated
like a number?

At Stapleton Finance we understand
everyone is an individual.


Financing for Your Unique Situation

Your situation is unique, and so are your financing needs. Not every bank or lending institution, and not every loan or financing option, is going to be right for you. But there will be one that will suit you perfectly. And we can find it.

The Stapleton Finance team are the independent mortgage brokers Brisbane trusts. We’re here to help you find the options that are uniquely suited to your situation. We take the time to understand your specific needs so we can tailor your financing to you. And we have the relationships and the expertise to narrow down your options so you get the best opportunities for you.

Who Can We Help?


As independent mortgage brokers Brisbane, our goal is to offer you the best holistic financing advice for your unique situation. Because we’re independent, we don’t prioritise one lender or loan product over another. Instead, we search our full panel of to find the one that is best suited to you.


Our promise to you is to be your trusted financial partner for life. The team behind Stapleton Finance will find a solution, no matter how challenging the circumstances. We’re on the ground, in the industry and ready to help.


News, Updates, Analysis and More

Getting Your Finances Holiday Ready: Holiday Financial Planning With Stapleton Finance

It’s the holiday season! Here are some top tips to manage your holiday financial planning. The holiday season can be a fantastic time of year. It can bring joy, time with friends and family and lots of fun festivities. Unfortunately, it can also often be a strain on your finances. At Stapleton Finance we certainly […]

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Get a leg up the property ladder with LongView’s Buying Boost

LongView Buying Boost helps you get on the property ladder by ‘boosting’ your equity and helping you through the buying process. Here’s how! The ‘great Australian dream’ has long been for every Australian family to own their own home. But unfortunately it’s not always as simple today as it may have been 20, 30 or […]

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Home loans for mature age borrowers

Achieving your dream of owning a home (or owning your dream home) shouldn’t depend on your age. Luckily there’s no maximum age limit in Australia for seeking home loan approval. And home loans for older borrowers are regularly approved! Even so, there are a few things to be mindful of when applying for a home […]

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Yes. We love to work with business owners to get a home or property, and there are lenders that are happy to give you a loan with only two years of self-employment.

Banks have their own proprietary set of mortgages and financing products and they can only offer you those options. As independent mortgage brokers Brisbane we have access to hundreds of loan products from a panel of 50 lenders. We can guide you through the various options and help you compare rates, fees and features to find the best loan for your specific circumstances.

Because we’re passionate about getting you into your new home we waive our fees for first home buyers.

For more complicated deals and expatriate work, we do charge an upfront service fee of $990 (incl GST). When it comes to these more complex matters, having our wealth of experience and expertise in your corner ensures you get the best value and outcomes when seeking financing.

As independent mortgage brokers Brisbane we can help you get the financing or loan that you need, regardless of the type. Some of these loans might be cash flow financing, working capital financing, home loans, commercial property loans, personal loans, equity release, acquisition finance, asset finance, SMSF finance and much more.

Lenders’ Mortgage Insurance is a one-off premium that residential home loan borrowers are required to make if they don’t have a deposit of 20% or more. It’s designed to protect the lender in the case of a loan default and the premium is added to your home loan and forms part of your home loan repayment.

Under the First Home Loan Deposit Scheme, there are certain circumstances where this additional premium can be avoided if you have a deposit of at least 5% and meet the eligibility requirements. Get in touch for more information.

For first home buyers, the minimum required deposit is 5% (+ purchase costs), but in the best case scenario you should aim for a minimum of 10% deposit (+ purchase costs). If you have less than 20% you will need to take out Lenders’ Mortgage Insurance.

Lenders differ in their requirements, but a good rule of thumb is that mortgage repayments should be less than 35% of your pre-tax income in order to avoid mortgage stress.

Generally financing takes between four to six weeks to settle. However this can sometimes move more quickly depending on the lender and the type of loan. Sometimes, other factors can affect settlement time, as well. For example, COVID created a lag in the settlement time for many borrowers.

Yes. We have a panel of lenders that are ready to work with overseas borrowers. You just have to demonstrate that you have a stable PAYG income, clear credit history and minimum 30% deposit.

Typically when you make a loan payment, your repayment pays the interest that has accrued during that period as well as some of the principal balance. This is a principal and interest loan.

When you have an interest only loan, your repayments over a specific period go towards paying only the interest that is accruing, and not the principal balance.

Every situation is unique, but generally principal and interest is the best strategy for a home loan. This is simply because paying off both principal and interest will get your loan paid off more quickly seeing you mortgage free sooner.

Accelerated repayments are just voluntary (or extra) payments made by a borrower to reduce the balance of their loan more quickly….and as a result home ownership is that much closer.